Every year, housing assistance benefits over 9.3 million Americans, with 2.1 million individuals living in Section 8 housing. This program has simplified access for those with limited incomes. If you’re unfamiliar with Section 8 Housing or need guidance on locating a Section 8 apartment, continue reading this article.

What is Section 8 Housing?

The HUD’s Section 8 housing initiative offers financial support to low-income individuals who face challenges in affording their rent. This program provides monthly assistance to over 1.2 million households.

Eligibility is determined by income levels relative to a defined threshold. The intention of Section 8 is to foster community housing, ensure adequate living conditions for all Americans, and uphold fair housing standards for those earning below a specific amount.

How to Determine Your Eligibility?

To assess your eligibility for Section 8 housing, you should engage with your local Public Housing Agency (PHA). Your household’s annual income and size will inform the PHA’s determination of your qualification for the Section 8 program.

Generally, applicants must be U.S. citizens and meet certain income limitations. Individuals earning 30% of the state’s median income qualify for Section 8 housing.

In most cases, those earning less than 30% of the local median income are given preference, as they belong to extremely low-income demographics. Local public housing authorities are required to allocate 75% of their Section 8 vouchers to individuals earning below this threshold.

Simple Steps to Find a Section 8 Apartment

If you’ve fulfilled the requirements and are entitled to a voucher, how do you find an apartment that accepts it? The HUD generally allows 90 days to secure an apartment that accommodates your voucher. Here are some steps to assist in your search.

Step 1: Consider the type of apartment you want

A well-planned and organized approach will ensure your quest for a Section 8 apartment proceeds smoothly. Reflect on the type of residence you desire and your timeline for moving.

When evaluating options, consider the costs of local amenities, safety, location, and other community characteristics.

Step 2: Reach out to the PHA in your desired location

Your next step is to locate the contact details or website for the Public Housing Authority in your prospective area, if you haven’t done so already.

The local public housing authority or the PHA in the city or county you wish to move to is your best bet for locating Section 8 housing.

Click here to select your state from the dropdown to view a list of all PHA offices and their contact information.

Step 3: Utilize Online Resources

Google can be an invaluable resource when searching for Section 8 apartments. Enter search terms like “housing choice vouchers near me,” “local Section 8 housing,” “affordable housing,” or “public housing authority” to uncover information about Section 8 apartments online.

You can find rental properties through online listings, local publications, or agencies that focus on aiding low-income families. Be sure to restrict your search to areas served by the respective housing authority. You can also click here for affordable Section 8 housing options.

Step 4: Seek rental properties from individual landlords

Homes owned by private landlords or property managers can be rented using a Section 8 voucher. Many landlords list their properties online, giving you a variety of choices.

A listing of properties available for voucher holders in the private market can be found here. (NY)

Step 5: Consult with property managers or real estate agencies

A real estate agent may assist you in finding a Section 8 rental property. It’s worthwhile to reach out to local realtors and ask about currently available Section 8 homes.

Another approach is to contact regional property management firms, which might help you oversee eligible Section 8 housing options.

Final Thoughts

Individuals and families struggling to afford housing in today’s market should consider applying for Section 8 housing. Not only is the application process straightforward, but it also provides low-income residents with a chance to secure a place to call home. If possible, participants are encouraged to register with multiple PHAs in their area to reduce waiting times on the list.